F&A's Premier Rewards Visa® program might give you the best of both worlds - low rates and rewards! As an F&A Premier Rewards VISA cardholder you'll enjoy:
- A rate as low as 8.90% APR*
- Rewards that don't expire, including cashback, travel and gift cards
- Earn 1 point for every $1 spent
- Credit lines ranging from $5,000 up to $25,000
- 21 day grace period (Purchase Only)
- No Annual Fees
- No Over Limit Fees
- No Cash Advance Fees
- Free Overdraft Protection
- No-cost Fraud Protection with $0 deductible
Other Premier Rewards Visa benefits:
- Hotel Theft Protection
- Emergency Medical/ Dental Benefit
- Roadside Dispatch
- Lost Luggage Reimbursement
- Travel and Emergency Assistance Services
- Emergency Evacuation and Transportation/ Repatriation of Remains Coverage
Traveling outside the US? Be sure to check the fraud prevention safeguards we've put in place.
Ready to apply? Login to Online Banking and navigate to Accounts and select Loan Application.
Have questions? Call us at 800-222-1226 or visit one of our branches.
Important disclosure information, please read!
|Interest Rates and Interests Charges|
|Annual Percentage Rate (APR) for Purchases||8.90%-15.50%|
|APR for Balance Transfers||8.90%-15.50%|
|APR for Cash Advances||8.90%-15.50%|
|Penalty APR and When it Applies||None.|
|Paying Interest||Your due date is at least 21 days after the close of each billing cycle. There are no interest charges on this account.|
|For Credit Card Tips from the Consumer Financial Protection Bureau||To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore|
How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).”
Billing Rights: Any information on my rights to dispute transactions and how to exercise those rights is provided in my account agreement.
Loans Quoted are APR (Annual Percentage Rate). Rates and Terms are subject to change without notice.
To apply, log into Online Banking and navigate to Accounts, select Loan Application. You can also call us at 800-222-1226 or visit one of our branches.
The signature of a co-signer who has attained the age of 21 is required. Otherwise, the borrower must submit proof of their independent ability to make the required payment arising from the proposed extension of credit in connection with the account. Other restrictions may apply.
*APR= Annual Percentage Rate. Other terms and conditions may apply, ask for details. Rates are accurate at time of publication. All rates subject to change. Your actual rate is determined by your credit score and VISA card type.