*Minimum Daily Balance required to earn the stated APY (APY = Annual Percentage Yield). In a low interest rate environment, a larger balance is required to earn dividends.
**All dividends are compounded daily and credited monthly and at maturity. Certificate accounts closed before maturity are subject to penalties as shown in the Certificate Account Agreement and Disclosure Statement. APYs assume dividends remain on deposit until maturity. All rate subject to change without notice.
***After the age requirement expires or if the account is changed back to receiving paper statements all funds and dividends will be transferred to the S1 account. Youth Account is not available on custodial accounts or Coogan accounts.
****A one-time additional deposit can be made to the regular 6 to 17 month Certificate Accounts, only in an amount no greater than the original deposit. additional deposits are allowed. One Certificate Account per Child's account. Must be under the age of 18.