Signature Loan Rates
|Personal Loans||Annual Percentage Rate|
|Max $25,000, 84 Months*|
|FICO 720 and above||6.90%|
|FICO 680 to 719||8.90%|
|FICO 620 to 679||12.90%|
|FICO 619 or less||15.90%|
To apply, log in to Online Banking, click All Services and select New Loan Application. You can also call us at 800-222-1226 or visit one of our branches.
Rates effective September 1, 2016. Loans Quoted are APR (Annual Percentage Rate). Refinance of an existing F&A Signature loan for a lower rate requires a $5,000 advance. All loans subject to approval. Additional terms and conditions may apply. All rates include a 0.50% reduction for automatic transfer/payroll deduction except credit cards.. Rates and Terms are subject to change without notice.
*FICO scores of 680 and above and for loans greater than $10,000 have a maximum term of 84 months. FICO scores of 620 to 679 have a maximum term of 72 months, below 620 maximum term is 60 months. Payment Example: Financing $25,000.00 at 6.90% for 84 months, payment of $377.00 per month.