|Personal Loans||Annual Percentage Rate|
|Max $25,000, 60 Months*|
|FICO 720 and above||6.90%|
|FICO 680 to 719||8.90%|
|FICO 620 to 679||12.90%|
|FICO 619 or less||15.90%|
To apply, log in to Online Banking, click All Services and select New Loan Application. You can also call us at 800-222-1226 or visit one of our branches.
Rates effective January 1, 2022. Loans Quoted are APR (Annual Percentage Rate). All loans subject to approval. Additional terms and conditions may apply. All rates include a 0.50% reduction for automatic transfer/payroll deduction except credit cards.. Rates and Terms are subject to change without notice.
*FICO scores of 680 and above and for loans greater than $10,000 have a maximum term of 60 months. FICO scores of 620 to 679 have a maximum term of 60 months, below 620 maximum term is 60 months. Payment Example: Financing $25,000.00 at 6.90% for 60 months, payment of $494.00 per month.