Routing No: 322078383 | NMLSR ID# 421486 | DMV (ELT)# K29

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Personal Loans

Max $25,000, 60 Months*

FICO ScoreAnnual Percentage Rate
FICO 720 and above 7.90%
FICO 680 to 719 9.90%
FICO 620 to 679 13.90%
FICO 619 or less 16.90%

To apply, log in to Online Banking, navigate to Accounts and select Loan Application. You can also call us at 800-222-1226 or visit one of our branches.

Rates effective as of April 1, 2024. Loans Quoted are APR (Annual Percentage Rate). All loans subject to approval. Additional terms and conditions may apply. All rates include a 0.50% reduction for automatic transfer/payroll deduction except credit cards.. Rates and Terms are subject to change without notice.

*FICO scores of 680 and above and for loans greater than $10,000 have a maximum term of 60 months. FICO scores of 620 to 679 have a maximum term of 60 months, below 620 maximum term is 60 months. Payment Example: Financing $25,000.00 at 7.90% for 60 months, payment of $506.00 per month.

We help our members reach their financial goals at every life stage by providing access to the highest value products, superior service, and trusted advice.

Daily Maintenance

For your security, F&A Online and Mobile Banking will be updated and unavailable nightly from 10:00 p.m. to 10:10 p.m. We appreciate your understanding.