F&A Federal Credit Union.

While you're protecting others,
we're protecting your future.

F&A grows and protects your family's assets and puts you in control of your money. Not the other way around.

Hose the stress and get in the
best financial shape of your life.

We offer some of the best rates in the industry, mobile tech so you can make your moves in a tap, educational programs for the whole family and ongoing fraud alerts to protect you from the bad guys. And that's just the start.

Value: above and
beyond the numbers.

Delivering exceptional value to our members means a lot more than just money. Value also comes in the form of a dedicated loan officer who really gets to know you. A free program that teaches your kids about money. An alert when there is suspicious activity on your account. And value can be as simple as walking into a branch and feeling like you belong there.

Earning a lot of money is not the key to prosperity.
How you handle it is.

F&A works tirelessly to grow your assets and equally hard at keeping operating costs low to ensure you get maximum returns. As a member, you'll see the value right off the bat in our consistently higher dividends, low loan rates and (bonus points!), we proudly charge almost no fees.

When it comes to how F&A measures up against other institutions, you be the judge.

3 times more total Value than other credit unions

F&A delivers better value in both deposit and loan products. Combined member household giveback for deposits and loans is $132 annually, compared to $38 if you bank with the other guys. That means our members enjoy $94 more a year. That's over 3 times more total value1. That's big.

Learn more about our superior rates

1Source: Raddon Financial Services, March 2023.

We're looking out for you,
just like you're looking out for each other.

When it comes to saving money, making major purchases like a new car or home, or planning for college and retirement, it's important to know F&A is there for you, just like a member of your squad, or your family.

Two important assets: Trust & Pride

People tend to choose financial partners based initially on trust. Trust that their money will be invested wisely. Trust that when life events happen – and they will – there will be resources to help deal with them. And trust that when the race is run and we are ready to enjoy the fruits of our labor, the money to enjoy life will be there. F&A offers a variety of investment and retirement products to give members peace of mind at every life stage. When you trust your assets are in the best place, take pride in telling others, “I'm a member of F&A Federal Credit Union.” In fact, a few of our members can proudly say, “I'm a fourth-generation member of F&A.”

F&A smokes the competition

F&A continually outperforms the marketplace in performance and member experience. Independent financial research firm Bauer Financial awarded F&A with top honors and a five star rating for financial strength and stability for 112 consecutive quarters. And Wallet Hub recognized F&A with another five-star rating. The awards and accolades are pretty nice, but the greatest compliment comes from our ability to serve our members every day.

F&A is here, there, and nearly everywhere

Banking on the go has never been easier! Experience our secure, modern, and intuitive digital banking services, including a mobile app that our members love. In fact, our mobile app scores 4.9 in the App Store and Google Play!

For ATM access, F&A is part of the largest credit union-only, surcharge-free network in the country with nearly 30,000 ATMs, including 8,000+ 7-Eleven locations across the U.S. Plus, you can make deposits, withdrawals, and loan payments at any of the 5,600 CO-OP shared branches across the country.

It's your money. We provide you with easy access no matter when, and no matter where you are.

Branch and ATM Locations
Learn more about Digital Banking

It all began in a coffee can

In 1936, employees of the Los Angeles County Forestry, Fire and Agricultural Departments agreed they needed something more than a bank. Starting with just $26 stored in a coffee can, and the determination to put the financial needs of members ahead of profits, F&A Federal Credit Union was born. Today, F&A holds more than $2 billion in assets and serves more than 47,000 professionals and their families — from firefighters, law enforcement and agricultural workers to a host of other civic occupations.

Learn more about our history

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