Savings Accounts
Regular Shares
A Regular Share account is the first step to achieving your financial goals. By opening your Regular Share account, you become a member of the credit union and can choose from our wide range of products and personalized services that will best suit your financial needs.
Our Regular Share accounts pay higher dividends than traditional financial institutions, and are a smart way to help you build your finances.
Regular Share accounts advantages include:
- A low, minimum $5 opening balance
- No monthly fees
- High dividend rates
- 24-hour Online Banking access
- Federally insured balances up to $250,000
- Unlimited number of deposits per month
- Member-ownership in F&A
- Eligibility for F&A's array of services
- Checking account (certain conditions apply)
- Mobile Banking
- Youth Savings Account (eligibility applies)
Plus with Online Banking, you can log on to your account to view your account balance, make loan payments, transfer funds, sign up for eStatements, order checks and Real Time Alerts. it's available 24/7.
Give us a call at 800-222-1226 and have your membership package mailed to you today.
Take the first step toward a better financial future for you and your family...open an F&A Regular Share Account today!
Money Market
Dividends on our Money Market accounts accrue daily at a higher rate than a Regular Savings account.
- Dividends are paid monthly
- Make deposits without penalty
- 6 withdrawals per month
- Order checks for this account
- $2,500 minimum balance
Log in to Online Banking, click on the Open New Account button or call us today at 800-222-1226.
Youth Savings
If you or your child or grandchild are under the age of 26 ½*, you can earn more dividends than you're currently receiving on your regular share account for savings!
- No minimum balance
- No service fees
- Higher dividend rate
- Balances above $1,000 earn the regular dividend rate
- Maximum $1,000 to earn preferred dividend rate
- VISA Debit Card - must have a checking account
Open an account - call us today at 800-222-1226.
*Account available to members up to age 22 1/2. Custodial accounts are not eligible. Age limit will be extended to 26 1/2 for members who sign up for paperless eStatements.
Holiday Club Accounts
You can add to your Holiday Club account at any time with the ease of direct deposit, payroll deduction, auto transfer or simply whenever you have extra money. These funds are held in an account separate from your checking or savings, and earn higher dividends throughout the year.
The second Friday of November your accumulated savings, along with the dividends you have earned, will be transferred into your Checking or Savings account - in time for you to have the happiest of holiday seasons.
Login to Online Banking or call to open your account today!
Additional Terms and Conditions apply. See page 26 of the Truth-in-Savings Disclosure for more details. (PDF, requires Adobe Reader)
