Routing No: 322078383 | NMLSR ID# 421486 | DMV (ELT)# K29

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Regular Shares

A Regular Share account is the first step to achieving your financial goals. By opening your Regular Share account, you become a member of the credit union and can choose from our wide range of products and personalized services that will best suit your financial needs.

Our Regular Share accounts pay higher dividends than traditional financial institutions, and are a smart way to help you build your finances.

Regular Share accounts advantages include:

  • A low, minimum $5 opening balance
  • No monthly fees
  • High dividend rates
  • 24-hour Online Banking access
  • Federally insured balances up to $250,000
  • Unlimited number of deposits per month
  • Member-ownership in F&A
  • Eligibility for F&A's array of services
  • Checking account (certain conditions apply)
  • Mobile Banking
  • Youth Savings Account (eligibility applies)

Plus with Online Banking, you can log on to your account to view your account balance, make loan payments, transfer funds, sign up for eStatements, order checks and Real Time Alerts. it's available 24/7.

Take the first step toward a better financial future for you and your an F&A Regular Share Account today!

Ready to open your first savings account? Join us today

Ready to open an additional account? Log in to Online Banking and navigate to Accounts and select Open Deposit Account.

Have questions? Give us a call at 800-222-1226

Money Market

Dividends on our Money Market accounts accrue daily at a higher rate than a Regular Savings account.

  • Dividends are paid monthly
  • Make deposits without penalty
  • 6 withdrawals per month
  • Order checks for this account
  • $2,500 minimum balance

Ready to open an additional account? Log in to Online Banking and click on the Open New Account button.

Have questions? Give us a call at 800-222-1226

Youth Savings

If you or your child or grandchild are under the age of 26 ½*, you can earn more dividends than you're currently receiving on your regular share account for savings!

  • No minimum balance
  • No service fees
  • Higher dividend rate
  • Balances above $1,000 earn the regular dividend rate
  • Maximum $1,000 to earn preferred dividend rate
  • VISA Debit Card - must have a checking account--minors age 13 and above qualify for checking

Ready to open an additional account? Log in to Online Banking and click on the Open New Account button.

Have questions? Give us a call at 800-222-1226

Holiday Club Accounts

You can add to your Holiday Club account at any time with the ease of direct deposit, payroll deduction, auto transfer or simply whenever you have extra money. These funds are held in an account separate from your checking or savings, and earn higher dividends throughout the year.

Each year, on the second Friday of November, your accumulated savings, along with the dividends you have earned, will be transferred into your Checking or Savings account – just in time for you to have the happiest of holiday seasons.

Do you have questions or are you ready to open a holiday account? Give us a call at 800-222-1226


*Account available to members up to age 22 1/2. Custodial accounts are not eligible. Age limit will be extended to 26 1/2 for members who sign up for paperless eStatements.

Additional Terms and Conditions apply. See the Truth-in-Savings Disclosure for more details.

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We help our members reach their financial goals at every life stage by providing access to the highest value products, superior service, and trusted advice.

Daily Maintenance

For your security, F&A Online and Mobile Banking will be updated and unavailable nightly from 10:00 p.m. to 10:10 p.m. We appreciate your understanding.