Secured Loan Rates

Share Secured Visa^®	Annual Percentage Rate
90% of the amount pledged	9.90%

Share Secured	Annual Percentage Rate
up to 120 months 90% of member Shares	Share rate + 2.25% up to 72 months Share rate + 3.25% 73 to 96 months Share rate + 4.25% 97 to 120 months

Certificate Secured	Annual Percentage Rate
90% of principal Due at Maturity	2.00% above certificate rate

To apply, log in to Online Banking, navigate to Accounts and select New Loan Application. You can also call us at 800-222-1226 or visit one of our branches.

Rates effective September 1, 2023. Loans Quoted are APR (Annual Percentage Rate). All loans subject to approval. Additional Terms and conditions may apply. All rates include a 0.50% reduction for automatic transfer/payroll deduction except credit cards.. Rates and Terms are subject to change without notice.

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We help our members reach their financial goals at every life stage by providing access to the highest value products, superior service, and trusted advice.

Daily Maintenance

For your security, F&A Online and Mobile Banking will be updated and unavailable nightly from 10:00 p.m. to 10:10 p.m. We appreciate your understanding.