We offer up to 60 days* to make the first payment and up to 125% financing.
Take advantage of F&A’s great Auto Loan rates and get pre-approved to avoid delays once you've found that perfect vehicle.
Ready to apply?Login to Online Banking and navigate to Accounts and select Loan Application.
Have questions? Call us at 800-222-1226 or visit one of our branches.
Looking for a great deal? Check out our Auto Loan rates
Mechanical Breakdown Protection and GAP
Mechanical Breakdown Protection
You can purchase Mechanical Breakdown Protection for your new or used vehicle from the Credit Union. This protection is similar to extended warranty programs available from auto dealerships, but often more robust and far less costly. For details, please speak with an F&A representative at 800-222-1226 ext. 5991.
Guaranteed Auto Protection (GAP)
In addition, we're proud to offer Guaranteed Auto Protection. If your car is declared "totaled" by an insurance company, their check to you may only be for the recognized market value of the car. If the balance due on your auto loan is greater than the market value, you will be liable to pay the difference. GAP coverage will pay this amount for you. Certain conditions may apply.
Ready for a free, no-obligation quote? Contact us at 800-222-1226 ext. 5991.
*Finance charges will continue to accrue at the rate provided in your loan agreement during the payment deferral period. Autos F&A will not finance includes but is not limited to vehicles with salvaged titles, lemon buy backs, or vehicles being used for business purposes such as Lyft, Uber, etc.