Routing No: 322078383 | NMLSR ID# 421486 | DMV (ELT)# K29

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Take a month off from your loan payment with Skip-a-Pay!1

There are many reasons a monthly payment could be a financial strain like a temporary reduction in income, school or unforeseen expenses, such as car repair or medical bills. Maybe you need the extra cash to pay for holiday bills or a vacation.

Our new Skip-a-Pay program gives you the option to defer monthly payments on an eligible F&A Loan.1 The skipped payments are added to the end of the loan without affecting your credit.

You can skip two non-consecutive payments during one year and up to six payments during the term of the loan. Submit your Skip-a-Pay request through Online Banking. It’s easy to do. Just login to Online Banking and:

  1. Navigate to Statements & Support
  2. Select Secure Forms
  3. Select the Skip-A-Pay option
  4. Fill in the information and click Submit

Take advantage of Skip-a-Payment today! If you have questions, give us a call. 

1 Auto, Personal, Recreational Vehicles and Motorcycle Loans only (no credit cards or Real Estate loans at this time). One month skip per Skip-a-Pay request. Consecutive skips are not allowed. Two non-consecutive months off per calendar year, up to 6 skips per the life of the loan. Loan account must be open at least 180 days and not currently delinquent. A fee will be assessed at the time of the request. If the monthly loan payment is $200 or greater, the fee is $25 and if the payment is less than $200, the fee is $15. You must apply before the due date of the month you want to skip. Additional terms and conditions apply.

We help our members reach their financial goals at every life stage by providing access to the highest value products, superior service, and trusted advice.

Daily Maintenance

For your security, F&A Online and Mobile Banking will be updated and unavailable nightly from 10:00 p.m. to 10:10 p.m. We appreciate your understanding.