Effective May 1, 2023
General
- Membership Fee
- No Charge
- Telephone Center Calls (unlimited)
- No Charge
- Online Banking
- No Charge
- External Transfers via Online Banking
- No Charge
- Real Time Alerts1
- No Charge
- Mobile Banking1
- No Charge
- Mobile1 Deposit
- No Charge
- Online eBill Pay
- No Charge
- In-Branch Coin Machine Usage
- No Charge
- Notary Service - Member
- No Charge
- Notary Service - Non-Member (per document)
- $15.00
- Account Verifications (in writing only with member's authorization)
- No Charge
- Cashier's Check
- $2.00
- Copy of Statement, including VISA® (per page)
- $1.00
- Skip-A-Pay(Loan payment of $200 or more)
- $25.00
- Skip-A-Pay(Loan Payment of under $200)
- $15.00
- Mobile1 Deposit - Deposit Adjustment
- $10.00
- Notice of Escheat
- $2.00
- Obsolete Address Locator
- Postmaster Charges
- Collection Item
- Bank Charges
Compliance with Legal Order:
- Statements (per page)
- $0.25
- Hearing Appearance (per hour plus travel)
- $22.00
- Account Research (per hour)
- $22.00
- Account Reconcilement (per hour)
- $16.00
- Levy Placement
- $20.00
- Auto Travel Costs
- IRS Rate
- Replace Note Collection Booklet2
- $20.00
- Non-Internet Bill Payment (per transaction)
- $2.00
- Overnight / Special Mail Request
- Actual Charges
Account Related
- Check Printing Orders
- Printer's Charge
- NSF Check Paid by Overdraft Transfer fromVISA® or Share3 Account
- No Charge
- Copy of Paid Check Via Online Banking
- No Charge
- Courtesy Pay of any item that takes the account below therequired minimum balance4
- $22.00
- NSF Return Check, VISA® Convenience Checkor ACH Item (Non-sufficient funds fee is a per presentment fee)
- $22.00
- Stop Payment (Member Check, ACH, eBill Pay),per item stopped or range of checks stopped at presentment
- $10.00
- Deposited / Cashed Item Returned
- $5.00
- Copy of Paid Member Check (2 free per mo.)
- $5.00
- Copy of Paid Check from eBill Pay
- $5.00
- Copy of Credit Union Issued Check(s)
- $5.00
eBill Pay
- Rush (One-Day or Two Day)
- Vendor's Charge
- Second-Day Electronic Delivery (Economy)
- Vendor's Charge
- Donation
- Vendor's Charge
- Gift Check
- Vendor's Charge
- Wire Transfer (Incoming)
- No Charge
- Wire Transfer (Domestic-outgoing)
- $20.00
- Wire Return/Trace
- Bank Charges
- Reconveyance of Real Estate Loan
- $30.00
- County Recording Fees
- Charges Vary per County
- Real Estate Subordination
- $250
ATM/Debit & Credit Card, Shared Branch
- Initial Card
- No Charge
- ATM / Point-of-Sale Transaction5
- No Charge
- Replacement Card
- $10.00
- Rush Replacement Card Fee (2-day)
- $25.00
- Rush Replacement Card Fee (1-day)
- $50.00
- ATM / Shared Branch Deposit Adjustment
- $5.00
- ATM / Shared Branch Deposit Return Item
- $15.00
- Stop Payment on Recurring Payment
- $10.00
- Foreign Transaction Fee (for ATM / Debit / Credit Card Transactions in a foreign country)
- 1% of transaction
Fees are kept low because F&A is a not-for-profit financial cooperative, owned and operated for the benefit ofall its members.
1Standard text messaging and data rates may apply. Check with carrier. 2Fee waived for members with a minimum of $5,000 on deposit.3Limited to six (6) each month in any combination of pre-authorized transferswhich may be made by check, draft, debit card or similar order to a third party.4Payment by F&A Federal Credit Union is a discretionary courtesy and not aright of the member or an obligation of F&A Federal Credit Union. This privilegefor consumer checking accounts is limited to a maximum of $1,022.00 negativechecking balance. Courtesy Pay is available only for the payment of checks,preauthorized payments under our Bill Payment Service and ACH drafts anddebits. The service is not available for ATM transactions and one-time debit cardtransactions or Person-2-Person and account-to-account transfers. You must bring your account balance to a positive balance withinfifteen days. F&A Federal Credit Union, at its discretion, can cancel thisprotection and cease paying overdrafts at any time without prior notice of reasonor cause.5Bank or retail vendor surcharges may apply.