When it comes to rate and Annual Percentage Yield (APY), have you ever wondered how F&A compares to the competition? Have a look.
| Institution | Money Market ($2,500, APY) | Dividend Checking ($0, APY) | Share Certificates (12 Months $10,000, APY) | Credit Card (APR, as low as) | Personal Loan (APR, as low as) |
|---|---|---|---|---|---|
| F&A FCU | 1.46% | 0.25% | 3.75% | Visa 6.90% | Tier 1 $500-$25000/7.90%1 Tiers 2-4 NA Max Term 60 mos |
| Firefighters First CU | 1.36% | 0.05% | 3.71% | Visa 11.99% Plat 8.99% |
Tier 1 All/7.74% Tier 2 All/8.24% Tier 3 All/8.74% Tier 4 NA Max Term 60 mos |
| Kinecta FCU | 0.20% | 0.10% | 4.00% | M-Card 12.24% | Tier 1 $1,000-$25,000/8.49% Tiers 2-4 NA Max Term 60 mos |
| Wescom CU | 0.60% | — | 2.90% | Active Visa 13.40% | Tier 1 $500-$4,999/9.90% Tier 2 $5,000-$9,999/9.90% Tier 3 $10,000-$50,000/9.90% Max Term 60 mos |
| Chase | — | Interest Checking 0.01%2 |
Certificate of Deposit 3.25%2,3 |
18.24%4 | — |
1Reflects rate discount for automatic payments. 2Interest rates in Zip Code 91754.3A Certificate of Deposit (offered by banks) is the same type of product as a Share Certificate (offered by credit unions). 4Lowest everyday rate on Disney® Visa® Card. Competitor rates as reviewed on 2/2/2023. F&A rates as of 2/3/2023. F&A APY is accurate as of the last dividend declaration date.
