Premier Low Rate
F&A's Premier Low Rate Visa® is the ultimate in low rate. Accepted worldwide, it's the perfect card to use to pay off other debt or make purchases.
- Rate as low as 6.90% APR*
- Credit lines ranging from $5,000 up to $25,000
- 21 day grace period (Purchase Only)
- No Annual Fees
- No Balance Transfer Fees
- No Over Limit Fees
- No Cash Advance Fees
- Free Overdraft Protection
- No-cost Fraud Protection with $0 deductible
Other Premier Low Rate VISA® benefits:
Auto Rental Collision Damage Waiver (PDF)
Hotel Theft Protection (PDF) (PDF)
Emergency Evacuation and Transportation/ Repatriation of Remains Coverage (PDF)
Lost Luggage Reimbursement (PDF)
Emergency Medical/ Dental Benefit (PDF)
Travel and Emergency Assistance Services and Emergency Assistance Services (PDF)
Note: These documents are in PDF format and require Adobe Acrobat Reader to view.
If you don't have this software, you may download it free.
Traveling outside the US? Be sure to check the fraud prevention safeguards we've put in place.
To apply, go to Online Banking, click All Services and select New Loan Application. You can also call us at 800-222-1226 or visit one of our branches.
*The signature of a co-signer who has attained the age of 21 and has a means to repay debts incurred in connection with the Account before the primary borrower has attained the age of 21 is required. Otherwise, the borrower must submit proof of their independent ability to make the required payment arising from the proposed extension of credit in connection with the account. Other restrictions may apply.
APR= Annual Percentage Rate. Other terms and conditions may apply, ask for details. Rates are accurate at time of publication. All rates subject to change. Your actual rate is determined by your credit score and VISA card type.