Auto Loan Rates
|Fico Score Range||36 Mo.||48 Mo.||60 Mo.||72 Mo.||84 Mo.|
|New/Used Auto financing available up to 125% Loan to Value 1 2|
|FICO 760 and above||1.99%||2.25%||2.25%||2.75%||2.99%|
|FICO 720 to 759||2.49%||2.75%||2.75%||3.25%||3.49%|
|FICO 680 to 719||3.49%||3.75%||3.75%||4.25%||4.49%|
|FICO 620 to 679||6.49%||6.75%||6.75%||7.25%||7.49%|
|FICO 619 or less||10.49%||10.75%||10.75%||11.25%||11.49%|
Financing $25,000.00 with no down payment at 2.25% for 60 months, payment of $441.00 per month.
To apply, log in to Online Banking, click All Services and select New Loan Application. You can also call us at 800-222-1226 or visit one of our branches.
1The maximum loan amount is $100,000. Maximum vehicle age is the current model year minus 12 years (2008 models for 2020). Purchase price for New Autos includes the purchase price of the vehicle including installed options, sales tax, title/other mandated fees, mechanical breakdown protection or service contract and F&A provided GAP coverage. Mechanical breakdown protection and GAP coverage purchased through F&A are not considered in determining the loan rate for Used Autos. Used Auto values determined by Kelley Retail Blue Book. Used Auto loans are limited to California, Arizona, Nevada, Oregon, Washington, Texas, Idaho, Colorado and Utah. Cash out used car financing includes mileage and the installed options. 125% auto refinancing excludes existing F&A auto loans. Auto loans with insufficient collateral cannot be refinanced for a lower rate.
All rates quoted above are Annual Percentage Rates (APR)
2Additional Information: All rates, except the Variable Rate Visa, include a 0.50% reduction for automatic transfer/payroll deduction. All loans subject to approval. Additional terms and conditions may apply. Rates and terms are subject to change without notice.
Representative Example: Payments are rounded to the nearest $1.