Routing No: 322078383 | NMLSR ID# 421486 | DMV (ELT)# K29

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Fire Station Loans

F&A offers special money-saving loans and credit cards to fire station, house, engine, and camp accounts to help make life better for you and those you work with. These loans are great for items such as workout equipment, big screen TVs, new furniture, and more. Loan features:

  • Up to $10,000 with no credit check
  • Terms up to 36 months
  • 3.00% APR*

This is a special loan program for fire station, house, engine, and camp accounts. It is not available to the general membership!

Ready to apply? Call 800-222-1226.

Fire Station Credit Card

The credit card is perfect for everyday purchases, such as groceries and utilities. Credit card features:

  • $5,000 limit
  • 0% APR*

This is a special credit card program for fire station, house, engine, and camp accounts. It is not available to the general membership!

Ready to apply? Call 800-222-1226.


*APR=Annual Percentage Rate. F&A Federal Credit Union has a loan program featuring a range of interest rates. Rates and terms quoted are subject to change without notice. All loans subject to approval. Two signers are required to be on the account. Engines and Stations designate signers as housemen while Camps designate signers as foremen. Only one signer is required to fill out the application. Two signers must sign The Certificate of Authority and Individual Guaranty for Association form. Only a signer on the account may initiate a loan request. Representative example: make 36 monthly payments of $29 each at 3.00% APR based on $10,000.

Important Credit Card disclosure information, please read!

Interest Rates and Interests Charges

Annual Percentage Rate (APR) for Purchases
APR for Balance Transfers
APR for Cash Advances
Penalty APR and When it Applies
Paying Interest
Your due date is at least 21 days after the close of each billing cycle. There are no interest charges on this account.
For Credit Card Tips from the Consumer Financial Protection Bureau
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at


Annual Fee

Transaction Fees

Balance Transfer
Cash Advance
Foreign Transaction
1% of each transaction in U.S. dollars

Penalty Fees

Late Payment
Up to $20
Returned Payment
Up to $5
Over the Limit

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."

Billing Rights: Any information on my rights to dispute transactions and how to exercise those rights is provided in my account agreement.

Loans Quoted are APR (Annual Percentage Rate). Rates and Terms are subject to change without notice.

To apply, please contact the Operations Support Specialist at at 800-222-1226 or visit our Monterey Park branch.

*APR= Annual Percentage Rate. Other terms and conditions may apply, ask for details. Rates are accurate at time of publication. All rates subject to change.

We help our members reach their financial goals at every life stage by providing access to the highest value products, superior service, and trusted advice.

Daily Maintenance

For your security, F&A Online and Mobile Banking will be updated and unavailable nightly from 10:00 p.m. to 10:10 p.m. We appreciate your understanding.