Considering all the expenses of the season, now is the perfect time to skip a monthly loan payment!
Our Skip-a-Pay program lets you defer a monthly payment on an eligible* F&A loan. The skipped payment is added to the end of your loan without affecting your credit.
Plus, as our holiday gift to you, we are waiving our normal Skip-a-Pay fees through 1/31/2024!
Submit your Skip-a-Pay request through F&A Mobile or Online Banking. It’s easy, here’s how:
- Log into F&A Mobile or Online Banking
- Navigate to Statements & Support
- Select Secure Forms
- Select Skip-a-Pay
- Fill out the information
- Select Submit
After approval, you'll get to enjoy your month with no loan payment!
*Eligible loans: Auto, Personal, Recreational Vehicles and Motorcycle Loans. Currently we do not offer Skip-A-Pay for credit cards or Real Estate loans. One month skip per Skip-a-Pay request. Consecutive skips are not allowed. Two non-consecutive months off per calendar year, up to 6 skips per the life of the loan. Loan account must be open at least 180 days and not currently delinquent. You must apply before the due date of the month you want to skip. Additional terms and conditions apply. From 12/1/2023 - 1/31/2024, we will waive the normal Skip a Pay fee assessed at the time of the request. If the request is made after 1/31/2024, normal fees apply: if the monthly loan payment is $200 or greater, the fee is $25 and if the payment is less than $200, the fee is $15.
