| FACTS | WHAT DOES F&A FCU DO WITH YOUR PERSONAL INFORMATION? |
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number and income • Account balances and transaction history • Credit history and payment history When you are no longer our member we continue to share your information as described in this notice. |
| How? | All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons F&A Credit Union chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does F&A Federal Credit Union share? | Can you limit this sharing? |
| For our everyday business purposes – such as to process your transactions, maintain your accounts(s), respond to court orders and legal investigations, or report to credit bureaus. | YES | NO |
| For our marketing purposes - to offer our products and services to you. | YES | NO |
| For joint marketing with other financial companies | NO | WE DON'T SHARE |
| For our affiliates’ everyday business purposes - Information about your transactions and experiences. | NO | WE DON'T SHARE |
| For non-affiliates to market to you | NO | WE DON'T SHARE |
| Questions? | If you have any questions please call (800) 222-1226 ext. 5990. |
| Who we are | |
| Who is providing this notice? | F&A CREDIT UNION |
| What We do | |
| How does F&A Credit Union protect my personal information?? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secured files and buildings. |
| How does F&A Federal Credit Union collect my personal information? |
We collect your personal information, for example, when you
|
| Why can’t I limit all sharing? |
Federal law gives us the right to limit only
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| Definitions | |
| Affiliates | Companies related by common ownership or control. They can be financial and non-financial companies. • F&A Credit Union does not share with our affiliates. |
| Non-Affiliates | Companies not related by common ownership or control. They can be financial and non-financial companies. • F&A Credit Union does not share with non-affiliates so they can market to you. |
| Joint-Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. • F&A Credit Union does not jointly market. |
| Other important information | |
| For California Residents: We will not share information we collect about you with nonaffiliated third parties or joint marketing partners, except as permitted by California law, such as to process your transactions or to maintain your account. |
Revised June 2025
