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Home Equity Loans - There may never be a better time

There may never be a better time to take advantage of the equity in your home!

Take advantage of low market rates!

F&A has a great Fixed-Rate Home Equity Loan to help you consolidate higher interest debt or make home improvements. This loan has no application fees and offers amounts up to $500,000 with rates as low as 3.490% APR. With rates so low, there may never be a better time to take advantage of the equity in your home!

Loan amounts up to $500,000

To apply for a Fixed-Rate Home Equity Loan, log into Online Banking, click All Services and select Loan Application and Status. You can also call us at 800-222-1226.

Rates are subject to change without notice. Loan rates are based on the Combined Loan to Value Ratio (CLTV), loan term and credit score of the primary borrower. Owner-occupied CA, AZ, NV properties only. Additional CLTV restrictions apply to properties outside of CA, second homes and 2-4 unit properties. Rates 0.50% higher for second homes. Maximum CLTV reduced by 5% for loans over $250,000. Upfront costs are waived or paid by the Credit Union. All rates include a 0.50% reduction for automatic payment. Other terms and conditions apply. Representative Example: 7-year term. Make 83 monthly payments of $338.93 and a final payment of $338.17 at 3.750% APR based on $25,000. 365-day calculation method utilized.

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