IRA Savings Account
Grow your retirement savings with a flexible IRA account that offers competitive interest and valuable tax advantages now or in the future.
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Smart retirement planning with competitive rates and flexible contributions for every stage of life.
F&A's IRA Savings Accounts offers you the flexibility to build retirement savings on your terms. Make contributions on your schedule, with tax advantages now or in retirement, and watch your savings grow at competitive rates.
Features:
- Low minimum to get started
- Flexible contributions
- Tax-advantaged growth now or in retirement
Our IRA Savings Account is available as Traditional IRAs, Roth IRAs, or SEP IRAs. Call our Member Contact Center at (800) 222-1226 or stop by one of our branch locations to discuss your options.
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FAQs
Can I have multiple IRAs?
Yes, you can have multiple IRAs, including:
- Traditional
- Roth
- SEP IRA, if you’re self-employed or own a small business.
These accounts can be held at F&A as IRA Savings Accounts or as IRA Certificates or at other financial institutions.
What is the advantage of opening an IRA at a credit union?
Credit unions, like F&A, offer guaranteed returns, federal insurance protection up to $250,000, competitive rates, and personalized service because we’re invested in you as a member. Interested? Contact our Member Contact Center, log in to Digital Banking, or stop by a branch for more information.
If you’re not a member of F&A Credit Union and wish to join, check your eligibility and fill out an application.
Can I roll over a previous employer’s retirement plan into an F&A IRA?
Yes, you can roll over a former employer's retirement plan into an F&A IRA as either a Savings Account or use the funds to open an IRA Certificate. Please contact our Member Contact Center for more information at (800) 222-1226.
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