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F&A Credit Union
Routing No. 322078383
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Great Rates, No Gimmicks

As one of the most cost-efficient credit unions in the country, F&A returns that value to its members in the form of higher rates on deposits and lower borrowing costs on loans, delivering more than 3x the member value than the average credit union.

Find Rates

Need a full list of rates? View or download the  F&A Rate Sheet (PDF)

Save more, your way. Explore a few of our great savings options.

High Yield eChecking

4.59%
APY{{apy_checking}}
26x
Higher than the national average{{nat_avg}}

Money Market Accounts

2.79%
APY{{apy}}
4.4x
Higher than the national average{{nat_avg}}

1-Year Certificate

4.50%
APY{{apy}}
1.7x
Higher than the national average{{nat_avg}}

Lending with long-term savings. Discover our excellent rates.

Auto Loans

4.60%
APR{{auto_apr}}
30%
Lower than the national average{{nat_avg}}

Premier Low Rate Visa

6.90%
APR{{cc_apr}}
51%
Lower than the national average{{nat_avg}}

Personal Loans

7.90%
APR{{all_personal_apr}}
31%
Lower than the national average{{nat_avg}}

Need a full list of rates? View or download the  F&A Rate Sheet (PDF)

Put yourself in the driver's seat. Hit the road with competitive low rates on a new or used vehicle.

Auto Loans

4.60%
APR{{auto_apr}}
30%
Lower than the national average{{nat_avg}}

Need a full list of rates? View or download the  F&A Rate Sheet (PDF)

Make your money work harder. Grow your savings with competitive fixed rates and flexible terms.

Certificates

4.50%
APY{{apy}}

Need a full list of rates? View or download the  F&A Rate Sheet (PDF)

Reward your everyday banking. Discover checking rates with competitive returns.

High Yield eChecking

4.59%
APY{{apy_checking}}
26x
Higher than the national average{{nat_avg}}

Regular Checking

0.25%
APY{{apy_checking}}as high as 0.25%

Need a full list of rates? View or download the  F&A Rate Sheet (PDF)

Choose lower rates. Keep more money in your pocket for life's priorities.

Premier Low Rate Visa

6.90%
APR{{cc_apr}}
51%
Lower than the national average{{nat_avg}}

Premier Rewards Visa

6.90%
APR{{cc_apr}}

Traditional Visa

9.90%
APR{{cc_apr}}

Secured Visa

9.90%
APR{{cc_apr}}

Need a full list of rates? View or download the  F&A Rate Sheet (PDF)

Make your plans more affordable. Fulfill them with flexible financing and low rates.

Personal Loans

7.90%
APR{{all_personal_apr}}
31%
Lower than the national average{{nat_avg}}

Need a full list of rates? View or download the  F&A Rate Sheet (PDF)

Get on the road, water, or trail sooner. Start your adventure with competitive financing rates for RVs, motorcycles, and boats.

RV Loans

6.90%
APR{{rv_apr}}

Motorcycle Loans

6.90%
APR{{moto_apr}}

Boat Loans

6.90%
APR{{boat_apr}}

Need a full list of rates? View or download the  F&A Rate Sheet (PDF)

Reach your goals. Watch your savings grow faster with exceptional rates.

Ownership/Savings

0.25%
APY{{apy}} as high as 0.25%

Holiday Savings

0.50%
APY{{apy}} as high as 0.50%

Youth Savings

6.18%
APY{{apy}} as high as 6.18%

Money Market Accounts

2.79%
APY{{apy}}
4.4x
Higher than the national average{{nat_avg}}

Need a full list of rates? View or download the  F&A Rate Sheet (PDF)

Establish stronger credit. Explore low rates that work for your budget.

Secured Loans

2.25%
APR{{all_personal_apr}} as low as 2.25% + Share Rate

Certificate Secured Loans

2.00%
APR{{all_personal_apr}} as low as 2.00% + Certificate Rate

Looking for help?

Not sure what savings or lending products are right for you? Our team is here to help. Exceptional value, personalized service, and trusted advice. That’s the F&A promise.

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