Auto and Recreational Loans
Whatever moves you — car, boat, RV, or motorcycle — F&A has the right loan at the right rate.
Auto Loans
Finance a new or used car or truck up to 125% loan to value with a low-interest F&A auto loan.
APR{{auto_apr}} as low as
4.60%
Maximum term
84 mo.
Maximum loan
$150,000.00
Maximum vehicle age{{auto_max_age}}
12 years
RV Loans
Live out your road trip dreams with a new or used recreational vehicle.
APR{{rv_apr}} range
6.90% to 14.90%
Maximum term
144 mo.
Maximum loan (new)
$200,000.00
Maximum financing (new)
80% of MSRP; 90% for 720+ credit scores
Maximum loan (used)
$125,000.00
Maximum financing (used)
80% of used average from NADA
Maximum vehicle age{{rv_boat_max_age}}
12 years
Motorcycle Loans
Finance your new or used motorcycle to start your adventure.
APR{{moto_apr}} range
6.90% to 14.90%
Term range
Up to 60 mo.
Maximum loan (new)
$45,000.00
Maximum financing (new)
80% of MSRP
Maximum loan (used)
$30,000.00
Maximum financing (used)
80% of used average from NADA
Maximum vehicle age{{moto_max_age}}
5 years
Boat Loans
Set sail with ease by financing your new or used boat with F&A.
APR{{boat_apr}} range
6.90% to 14.90%
Maximum term (new)
180 months
Maximum loan (new)
$200,000.00
Maximum financing (new)
80% of MSRP, including trailer
Maximum loan (used)
$125,000.00
Maximum term (used)
144 months
Maximum financing (used)
80% of average trade-in from NADA, including trailer
Maximum vehicle age{{rv_boat_max_age}}
12 years
Calculate Your Payment
FAQs
Can I get preapproved before shopping for my vehicle?
While it’s not required, we recommend you contact F&A before purchasing your vehicle so we can give you the best rate possible, plus all of the necessary information the dealership will need. It may also help you in determining your budget and negotiating a price. Please contact our Member Contact Center for more information.
What documents do I need to apply for a vehicle loan from F&A?
Some of the documents you will need include:
- proof of income, such as recent paystubs
- copy of driver’s license
- proof of current insurance; for boat loans, proof of marine insurance
Please note that the required documents may vary depending on the type of vehicle loan. You can submit these documents online or bring them to the branch.
Do you require proof of insurance before loan approval?
Yes, F&A requires proof of insurance for any new or used vehicle before a loan is disbursed. If you have questions about this process, please reach out to our Member Contact Center at (800) 222-1226 for personalized assistance.
Excellence
Raising the bar in everything we do.
We embrace challenges and relentlessly pursue the best solutions for our members. At F&A, we're continually evolving to meet your financial needs, make banking more convenient, and provide expert guidance. Our commitment to excellence means you'll always receive the highest quality service tailored to help you achieve your financial dreams.
