Save more. Achieve more. Climb higher.
Experience exceptional rates and unmatched personal service at F&A — exclusively for those who keep LA County safe and running. That’s the F&A promise to our members.
Learn MoreSCAM ALERT: Cybercriminals are spoofing our phone number to impersonate F&A. F&A Credit Union will NEVER ask for your login credentials, security codes, PIN, debit, or credit card numbers. If someone asks for this information, it's a SCAM! If you experience any suspicious activity, hang up and call us at (800) 222-1226.
Experience exceptional rates and unmatched personal service at F&A — exclusively for those who keep LA County safe and running. That’s the F&A promise to our members.
Learn MoreGreat Rates, No Gimmicks.
No complicated terms, no temporary promotions — just consistently great rates on deposits and loans that put more money in your pocket. That's the F&A promise.
Whether you’re financing your daily commute or your weekend escape, F&A delivers exceptionally competitive rates that keep more money in your pocket.
Protect your investment with Guaranteed Auto Protection (GAP) and Mechanical Breakdown Protection (MBP). If your car or truck is totaled, GAP covers the difference between your insurance payout and your remaining loan balance, potentially saving you thousands out of pocket. With MBP, enjoy coverage that’s often more comprehensive than dealer warranties.
F&A Certificates are a safe, flexible way to build up your savings and diversify your financial portfolio. Lock in competitive rates for terms ranging from 6 months to 5 years in a federally insured investment.
Earn a guaranteed rate of return{{apy}}{{cert_dividend}} on your investment with this safe, flexible savings option. Choose a term from six months to five years. Minimum deposit of $1,000.
Simplify your finances with F&A’s Checking Accounts that offer convenient access, digital tools, and no monthly fees to make everyday banking effortless. Our High-Yield eChecking delivers an impressive APY, turning your primary account into a powerful earning tool.
Free overdraft protection{{overdraft_protection}} with an F&A Savings Account
Whether it’s everyday purchases or financing larger expenses, F&A’s Visa credit cards featuring exceptionally low rates help you save money with every swipe. Climb higher with a card designed to work for you.
Open a Home Equity Line of Credit (HELOC) or Fixed-Rate Home Equity Loan from F&A and give yourself financial flexibility to meet your goals, whether it’s a home renovation, education funding, or unexpected expenses. Let’s climb higher together.
HELOC:
Home Equity Loan
Grow your savings with competitive rates and complete flexibility. Earn guaranteed returns while maintaining access to use your funds when needed. See how high your earnings can go with an F&A Money Market Account.
Account can be used for overdraft protection{{overdraft_protection}}
Find your perfect home solution with F&A’s competitive mortgage options tailored to fit your unique financial journey, offering fixed and adjustable rate (ARM) options and 10-, 15-, 20-, and 30-year terms. Let’s get you home.
Buying a home can be an overwhelming decision — and may be the largest financial decision of your life. Our mortgage resources aim to help with the process. Explore our resources to get a firmer understanding of the process.
Whether you’re consolidating debt, funding a home improvement, or covering unexpected expenses, F&A’s personal loans offer competitive rates and convenient terms tailored to your unique situation.
Turn your dreams of adventure into reality with F&A’s recreational vehicle financing. From boats and RVs to motorcycles, our competitive rates and flexible terms help you hit the open road or water without draining your savings.
Our Retirement Accounts offer flexibility while providing steady growth over fixed terms. Whether you’re starting your retirement journey or diversifying an existing portfolio, our options are designed to help build the future you envision.
Plan for tomorrow with tax-advantaged retirement savings and dependable growth. IRA Savings Accounts and IRA Certificates are available as Traditional IRAs, Roth IRAs, or SEP IRAs. Discover your perfect fit with an F&A Retirement Specialist today.
Have a 401(k) from a former employer? Wish to consolidate your retirement holdings? You can roll over a former employer's retirement plan into an F&A IRA account. Contact our Member Contact Center for more information at (800) 222-1226.
As a member-owned not-for-profit credit union, F&A returns value directly to you as a member. Open an Ownership/Savings Account to access our exceptional deposit rates, loan rates, and top-tier customer service.
Available to employees of the Los Angeles County Fire Department and municipal workers in the city and county, plus immediate family members. Please check your eligibility.
Help your child or grandchild build healthy financial habits with F&A’s Youth Savings Account. It’s the perfect savings tool to help them learn about money management while earning an exceptional rate.
The board election cycle is now open to candidates wishing to serve on F&A Federal Credit Union's Board of Directors or Supervisory Committee.
Join F&A Credit Union as we celebrate you, our members, at our annual Member Appreciation Luncheon.
"F&A is family-oriented and on top of all issues right away. They care about you as a person. You are not just a number."
- Cindy J
At F&A, we celebrate the diversity of our membership and our team, believing it makes us stronger. Our commitment to respect shapes how we serve members and support colleagues, understand different perspectives, and foster a welcoming environment. We endeavor to make every interaction reflect the consideration you deserve.