Holiday Savings Account
Give yourself the gift of peace of mind. Steady deposits now mean stress-free spending later.
Open Now
Set-and-forget savings with automatic transfers at competitive rates for seasonal goal planning.
This dedicated account helps you save gradually throughout the year, delivering your funds just in time for seasonal celebrations.
At a glance
- Earn more on your savings for the first $10,000 deposited.
- Fund the account via direct deposit, payroll deduction, automatic transfer, or whenever you have extra cash on hand.
- Your dedicated savings grow steadily until November,{{holiday_savings}} when all funds are automatically transferred to your F&A Checking or Savings Account.
Join now online, by calling our Member Contact Center, or in person at one of our branch locations.
Account details
- Start your Holiday Savings with just $25 and earn a preferred dividend on balances up to $10,000{{dividend}}
- Open your account either online, at a branch location, or by calling our Member Contact Center at (800) 222-1226
Deposit tiers
Deposits up to the first $10,000 earn a higher dividend rate. Balances higher than $10,000 will earn the standard Savings rate.
Holiday Savings
Save money throughout the year{{holiday_savings}} for gifts, vacations, taxes, or other expenses.
APY{{apy}} as high as
0.50%
Dividend rate{{dividend}} as high as
0.25%
Minimum to earn
$25.00
Minimum to open
$25.00
Monthly fee
$0.00
Monthly deposit limit
Unlimited
Yearly distribution{{holiday_savings}}
November 1
Debit card provided
No
Federally insured balances up to
$250,000.00
| Balance Range | Dividend Rate{{dividend}} | APY{{apy}} |
|---|---|---|
| $25.00 to $10,000.00 | 0.50% | 0.50% |
| $10,000.01 to $99,999.99 | 0.25% | 0.25% |
Calculate Your Earnings
FAQs
When do I withdraw money from my Holiday Savings Account?
On November 1,{{holiday_savings}} your accumulated savings, including all earned dividends, will be automatically transferred into your F&A Checking or Savings Account.
Can I have more than one Holiday Savings Account?
Yes, an F&A member can have up to three Holiday Savings Accounts.
What if I need access to my money before November 1?
In emergency situations, you will be allowed to withdraw from your Holiday Savings Account. Withdrawals from this account are limited to two per calendar year. Call our Member Contact Center at (800) 222-1226 for more information.
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APY{{apy_checking}} as high as
4.59%
Dividend rate{{dividend}} as high as
4.50%
$10,000+ balance rate
0.25%
Minimum to open
$0.00
Monthly fee
$0.00
Money Market Accounts
Gain higher dividends with a F&A Money Market Account.
APY{{apy}} as high as
2.79%
Dividend rate{{dividend}} as high as
2.25%
Minimum to open
$2,500.00
Minimum balance required{{mm_min_balance}}
$2,500.00
Monthly fee
$0.00
6-Month Certificate
Lock in today's competitive rate while maintaining flexibility with a shorter commitment period.
APY{{apy}}
4.50%
Dividend rate{{cert_dividend}}
4.16%
Minimum balance
$50,000.00