High Yield eChecking Account
Make your money work as hard as you do. Earn a competitive, premium checking rate designed to help your balance grow.
Open Now
Maximize your everyday banking with premium rates and flexible requirements.
Earn more with a premium checking rate, plus save with no monthly fees or minimum balance requirement, giving you the flexibility you need. Just choose to receive paperless eStatements for account updates. Let’s put your money to work.
At a glance
- Earn exceptional dividends monthly
- No minimum balance
- No monthly fee
Open an account via Digital Banking, by calling our Member Contact Center, or in person at one of our branch locations.
Account details
- Free BillPay, Visa® debit card, and first set of checks
- Connect to Apple Pay®, Google Pay®, and Samsung Pay®
- Free overdraft protection{{overdraft_protection}} with an F&A Regular Savings Account
Deposit tiers
Earn a premium rate on balances up to the first $10,000 deposited, then our standard Checking rate on amounts $10,000 and above.
High Yield eChecking
Watch your money grow at a premium rate when you agree to receive paperless eStatements.
APY{{apy_checking}} as high as
4.00%
Dividend rate{{dividend}} as high as
3.92%
$10,000+ balance rate
0.25%
Minimum to open
$0.00
Monthly fee
$0.00
Monthly deposits
Unlimited
Monthly withdrawals
Unlimited
Paper checks available
Yes
Debit card provided
Upon request
Eligibility restrictions{{max_3_accounts}}
Must enroll in eStatements
Federally insured balances up to
$250,000.00
| Balance Range | Dividend Rate{{dividend}} | APY{{apy}} |
|---|---|---|
| $0.00 to $9,999.99 | 3.92% | 4.00% |
| $10,000 or more | 0.25% | 0.25% |
Calculate Your Earnings
FAQs
When does my High Yield eChecking Account pay dividends?
The High Yield eChecking Account pays dividends monthly.{{dividend}}
How do I order checks for my High Yield eChecking Account?
When opening your account in Digital banking, simply follow the directions for ordering checks or ask you F&A Representative. Your first box of F&A checks is free upon request.
Can I still recieve paper statements?
No, you must agree to receive all statements, disclosures and other information electronically. F&A may choose to send certain items via mail at our discretion.
Explore More
1-Year Certificate
APY{{apy}} as high as
4.10%
Dividend rate{{cert_dividend}} as high as
4.02%
Premier Rewards Visa
APR{{cc_apr}} for purchases
8.90% to 15.50%
APR for balance transfers
8.90% to 15.50%
APR for cash advances
8.90% to 15.50%
Annual fee
$0.00
Credit line
$5,000.00 to $25,000.00
Financial Coaching
Get free, personalized guidance on budgeting, saving, and debt management strategies with F&A’s certified Financial Coaches. In personalized sessions, they’ll help you build better money habits to achieve your financial goals.