Visa Credit Cards
No annual fees, no transfer fees, free fraud protection. Enjoy a zero-worry Visa card from F&A.
Premier Low Rate Visa
Save more with our market-leading low rates — an excellent card for anyone who often carries a balance.
APR{{cc_apr}} for purchases
6.90% to 14.50%
APR for balance transfers
6.90% to 14.50%
APR for cash advances
6.90% to 14.50%
Annual fee
$0.00
Credit line
$5,000.00 to $25,000.00
Premier Rewards Visa
Turn everyday purchases into valuable rewards good for travel, merchandise, and more.
APR{{cc_apr}} for purchases
8.90% to 15.50%
APR for balance transfers
8.90% to 15.50%
APR for cash advances
8.90% to 15.50%
Annual fee
$0.00
Credit line
$5,000.00 to $25,000.00
Traditional Visa
One simple rate for everything — purchases, cash advances, and transfers. A straightforward Visa that just works.
APR{{cc_apr}} for purchases
9.90% to 15.90%
APR for balance transfers
9.90% to 15.90%
APR for cash advances
9.90% to 15.90%
Annual fee
$0.00
Credit line
$500.00 to $10,000.00
Secured Visa
Build credit with a manageable balance limit backed by your F&A Ownership/Savings Account.
APR{{cc_apr}} for purchases
9.90%
APR for balance transfers
9.90%
APR for cash advances
9.90%
Annual fee
$0.00
Credit line
$500.00 to $10,000.00
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FAQs
How high is the credit limit for an F&A Visa card?
F&A Visa card credit limits range from $500 to $25,000, depending on the type of card.
Is there a foreign transaction fee?
Yes, there is a foreign transaction fee of 1%.
What should I do if my credit card is lost or stolen?
Report it to F&A immediately to prevent unauthorized charges. Members can do one of the following:
- Call us directly at (800) 222-1226 during normal business hours
- Log in to Digital Banking and navigate to Card ServicesÂ
- Call (888) 297-3416 for 24-hour card service
Can I make contactless payments with my F&A Visa credit card?
Yes, all newly issued F&A Visa credit cards are enabled for Tap2Pay contactless payments. Learn more about Tap2Pay.
Service
We put our members first. Period
At F&A Credit Union, you're never just an account number. We understand your unique financial needs, creating experiences where you feel valued and understood. Unlike banks serving anonymous stockholders, we put your needs first — anticipating them and consistently exceeding your expectations. That's the member-owned difference.
