RV Loans
Every great journey begins with finding the right financing for your new or used RV.
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Finance your home away from home with flexible, low-rate RV loans designed for life’s adventures.
Experience the freedom of RV ownership with our competitive financing options on new or used recreational vehicles. From weekend getaways to cross-country explorations, our affordable low rates and flexible terms help turn your travel plans into reality. Our dedicated team ensures a smooth journey from application to approval.
At a glance
- Enjoy the same rate for new or used RVs
- Flexible repayment terms
Apply now via Digital Banking, by calling our Member Contact Center, or in person at one of our branch locations.
Loan details
- No prepayment penalty
- Autopay through your connected F&A account
- Must buy and title the RV in the state in which the purchaser lives
RV Loans
Live out your road trip dreams with a new or used recreational vehicle.
APR{{rv_apr}} range
6.90% to 14.90%
Maximum term
144 mo.
Maximum loan (new)
$200,000.00
Maximum financing (new)
80% of MSRP; 90% for 720+ credit scores
Maximum loan (used)
$125,000.00
Maximum financing (used)
80% of used average from NADA
Maximum vehicle age{{rv_boat_max_age}}
12 years
Prepayment penalty
None
Insurance requirements
Specialized RV insurance
| FICO{{fico}} Score Range | APR{{rv_boat_moto_apr}} |
|---|---|
| 720 and above | 6.90% |
| 680 to 719 | 8.90% |
| 679 to 620 | 11.90% |
| 619 or less | 14.90% |
Calculate Your Payment
FAQs
Are the rates different for new and used RVs?
No, F&A has the same rate for new and used RVs. It’s one of the many ways we do more to help you save.
What should I consider when budgeting for an RV?
The cost of an RV is more than just the loan payment. It will include the insurance, maintenance, storage fees, and fuel costs.
What kind of insurance is required for an RV loan?
F&A requires borrowers to hold specialized RV insurance, which includes comprehensive and collision coverage, personal property coverage, and vacation liability coverage. For more information, please contact our Customer Service team.
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Boat Loans
Set sail with ease by financing your new or used boat with F&A.
APR{{boat_apr}} range
6.90% to 14.90%
Maximum term (new)
180 months
Maximum loan (new)
$200,000.00
Maximum financing (new)
80% of MSRP, including trailer
Maximum loan (used)
$125,000.00
Maximum term (used)
144 months
Maximum financing (used)
80% of average trade-in from NADA, including trailer
Maximum vehicle age{{rv_boat_max_age}}
12 years
Retirement Accounts
F&A retirement savings and certificate options can help you turn your vision of retirement into a reality. Start building toward the lifestyle you want.
Personal Loans
Access this flexible option for any of life’s surprises or as a way to consolidate higher-interest debt.
FICO{{fico}} Score Range
APR{{all_personal_apr}}
FICO 720 and above
7.90%
FICO 680 to 719
9.90%
FICO 620 to 679
13.90%
FICO 619 or less
16.90%