Annual Reports
See how F&A Credit Union delivered value to our members. Explore our financial performance and how we're planning for the future.
2025 Annual Report
Highlights
- Record net income of $18.5 million
- Top 1% among peers for average dividends per member{{peer_data}}
- 95% member satisfaction rating{{survey_data}}
- Ranked in the top quartile of credit unions by net worth at 12.3%
2024 Annual Report
Highlights
- Record net income of $17.7 million
- Top 2% among peers for average dividends per member{{annual_reports}}
- Ranked among the lowest 2% nationally in fees per member
- Mobile app ranked 4.9 stars with 4,700 reviews
2023 Annual Report
Highlights
- 2nd highest capital ratio in California and 23rd highest in the United States, signaling financial stability and strong reserves
- Completed digital transformation initiative
- Now offering free Financial Coaching by our Certified Financial Coaches
- Reduced the time to close a real estate loan by 10 days
2022 Annual Report
Highlights
- $2.2 billion in total assets
- Top 3% among peers for average dividends per member{{annual_reports}}
- Ranked in the top 90% of credit unions by net worth
- Launched Enrich Financial Education platform
Integrity
Banking you can trust.
At F&A, we hold ourselves to the highest ethical standards in everything we do. We build trust through transparency and honest communication, making it easy to understand our products and services. We safeguard your financial security as if it were our own and make decisions that honor your best interests. That's integrity in action.
