Premier Rewards Visa
The perfect way to turn everyday purchases into valuable rewards that never expire.
Apply Now
Climb higher with impressively low rates and a generous rewards program that pays you back on every purchase.
Earn points for everyday spending and watch your rewards grow with F&A's Premier Rewards Visa—whether you're fueling up, dining out, or shopping online. Redeem your rewards for travel, merchandise, gift cards, or cash back. See where your everyday purchases can take you.
At a glance
- Earn 1 point for every $1 spent
- No annual fees
- Low fixed rate
- Free overdraft protection{{overdraft_protection}} on your F&A accounts
- Free fraud protection with $0 deductible
Apply now via Digital Banking, by calling our Member Contact Center, or in person at one of our branch locations.
Account details
- Hotel theft protection
- Roadside dispatch
- Travel and emergency assistance services
- Emergency medical/dental benefit
- Lost luggage reimbursement
- Emergency evacuation and transportation/repatriation of remains coverage
Premier Rewards Visa
Turn everyday purchases into valuable rewards good for travel, merchandise, and more.
APR{{cc_apr}} for purchases
8.90% to 15.50%
APR for balance transfers
8.90% to 15.50%
APR for cash advances
8.90% to 15.50%
Annual fee
$0.00
Credit line
$5,000.00 to $25,000.00
Due date{{cc_due_date}}
At least 21+ days after billing cycle close
Late payment fee
Up to $20
Over the credit limit fee
$0.00
Foreign transaction fee
1% of each transaction in U.S. dollars
Balance transfer fee
$0.00
Cash advance fee
$0.00
Rewards program
Yes
Calculate Your New Payment
Calculate Your Payoff Date
FAQs
How high is the credit limit for an F&A Rewards Visa Credit Card?
The credit limit for the F&A Rewards Visa Credit Card ranges from $5,000 to $25,000, depending on a number of factors, including the applicant’s credit score.
What should I do if my credit card is lost or stolen?
Report it to F&A immediately to prevent unauthorized charges. Members can do one of the following:
- Call us directly at (800) 222-1226 during normal business hours
- Log in to Digital Banking and navigate to Card ServicesÂ
- Call (888) 297-3416 for 24-hour card service
Can I make contactless payments with my F&A Visa credit card?
Yes, all newly issued F&A Visa credit cards are enabled for Tap2Pay contactless payments. Learn more about Tap2Pay.
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RV Loans
Live out your road trip dreams with a new or used recreational vehicle.
APR{{rv_apr}} range
6.90% to 14.90%
Maximum term
144 mo.
Maximum loan (new)
$200,000.00
Maximum financing (new)
80% of MSRP; 90% for 720+ credit scores
Maximum loan (used)
$125,000.00
Maximum financing (used)
80% of used average from NADA
Maximum vehicle age{{rv_boat_max_age}}
12 years
1-Year Certificate
APY{{apy}} as high as
4.25%
Dividend rate{{cert_dividend}} as high as
4.16%
Home Equity Line of Credit
Use the equity in your home as a line of credit to make improvements, pay off high-interest debt, or finance higher education.{{heloc}}