Money Market Account
Grow your savings at a premium rate while keeping it accessible
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Exceptional money market rates with convenient account access and flexible withdrawal options.
Put your hard-earned savings to work with an F&A Money Market Account. You'll earn competitive, guaranteed rates while keeping complete access to your funds — the perfect balance of growth and flexibility. With the security you expect from F&A and funds insured by the NCUA, it's a smart way to grow your savings.
At a glance
- Dividends paid monthly
- No monthly fee
- Account can be used for overdraft protection{{overdraft_protection}}
Open an account via Digital Banking, by calling our Member Contact Center, or at one of our branches.
Account details
- Account available to members of any age
- Checks are available upon request
Deposit tiers
With three deposit tiers, you can earn a premium rate while maintaining instant access to your savings.
Money Market Account
Gain higher dividends with an F&A Money Market Account.
APY{{apy}} as high as
2.79%
Dividend rate{{dividend}} as high as
2.25%
Minimum to open
$2,500.00
Minimum balance required{{mm_min_balance}}
$2,500.00
Monthly fee
$0.00
Monthly deposit limit
N/A
Monthly withdrawal limit
N/A
Paper checks available
Yes
Debit card provided
no
Eligibility restrictions
Must be a member
Federally insured balances up to
$250,000.00
| Balance Range | Dividend Rate{{dividend}} | APY{{apy}} |
|---|---|---|
| $2,500.00 to $99,999.99 | 2.25% | 2.28% |
| $100,000 to $249,999.99 | 2.50% | 2.53% |
| $250,000 or more | 2.75% | 2.79% |
Calculate Your Earnings
FAQs
What is the minimum balance requirement to maintain an F&A Money Market Account?
The minimum balance requirement for an F&A Money Market Account is $2,500. After establishing your account, you can make unlimited deposits of any amount.
Can I withdraw money from my F&A Money Market Account anytime?
Yes, unlike a Certificate, you can make withdrawals at any time, as long as you maintain the $2,500 minimum balance requirement.
Is my F&A Money Market Account insured?
Yes, F&A Money Market Accounts are federally insured by the NCUA up to $250,000 per account.
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APR{{cc_apr}} for purchases
8.90% to 15.50%
APR for balance transfers
8.90% to 15.50%
APR for cash advances
8.90% to 15.50%
Annual fee
$0.00
Credit line
$5,000.00 to $25,000.00
Certificates
Earn a guaranteed rate of return{{apy}}{{cert_dividend}} on your investment with this safe, flexible savings option. Choose a term from six months to five years. Minimum deposit of $1,000.
APY{{apy}} as high as
4.25%
Dividend rate{{cert_dividend}} as high as
4.16%
Minimum to earn
$1,000.00
Minimum to open
$1,000.00
Monthly fee
$0.00
High Yield eChecking
Watch your money grow at a premium rate when you agree to receive paperless eStatements.
APY{{apy_checking}} as high as
4.59%
Dividend rate{{dividend}} as high as
4.50%
$10,000+ balance rate
0.25%
Minimum to open
$0.00
Monthly fee
$0.00