Savings Accounts
Transform your financial future with an F&A savings account that pairs exceptional service and competitive returns, helping you achieve your goals with confidence.
Ownership/Savings
An Ownership/Savings Account establishes your membership at F&A with just $5, giving you access to great rates and personalized member service. Additional savings accounts can be opened at the same great rate.
APY{{apy}} as high as
0.25%
Dividend rate{{dividend}} as high as
0.25%
Minimum to earn
$5.00
Minimum to open
$5.00
Minimum balance required{{min_bal_5}}
$5.00
Monthly fee
$0.00
Holiday Savings
Save money throughout the year{{holiday_savings}} for gifts, vacations, taxes, or other expenses.
APY{{apy}} as high as
0.50%
Dividend rate{{dividend}} as high as
0.25%
Minimum to earn
$25.00
Minimum to open
$25.00
Monthly fee
$0.00
Youth Savings
Create a pathway to smarter savings for a child or grandchild. Youth up to age 26½{{youth_savings}} earn a preferred rate on balances up to $1,000.
APY{{apy}} as high as
6.18%
Dividend rate{{dividend}} as high as
6.00%
Minimum to earn
$0.00
Minimum to open
$0.00
Monthly fee
$0.00
Money Market Accounts
Gain higher dividends with an F&A Money Market Account.
APY{{apy}} as high as
2.79%
Dividend rate{{dividend}} as high as
2.25%
Minimum to open
$2,500.00
Minimum balance required{{mm_min_balance}}
$2,500.00
Monthly fee
$0.00
Calculate Your Earnings
FAQs
Why do I need to open an Ownership/Savings Account?
An Ownership/Savings Account establishes your membership at F&A Credit Union. As a member-owned cooperative, F&A requires this account with a minimum balance of $5.00 at all times to maintain membership and access to all of F&A’s great benefits.
Are savings accounts federally insured?
Yes, all of F&A’s savings accounts are federally insured by the NCUA, the credit union equivalent of the FDIC. The NCUA insures individual accounts up to $250,000.
Excellence
Raising the bar in everything we do.
We embrace challenges and relentlessly pursue the best solutions for our members. At F&A, we're continually evolving to meet your financial needs, make banking more convenient, and provide expert guidance. Our commitment to excellence means you'll always receive the highest quality service tailored to help you achieve your financial dreams.
