Lock in your low rate for a refinance or purchase today.

If you’ve been thinking about refinancing your mortgage at a low rate, there’s still time. The refinance boom at F&A isn’t over, but rates may be changing soon.

So, whether you’re looking to refinance or buy something new, lock in a 30-year fixed rate at F&A before rates change. Remember, we don’t advertise teaser rates. Qualified F&A borrowers are eligible for our lowest rates with up to 80% loan to value.

Here are just some of the benefits you get with F&A:

  • No pre-payment penalties
  • No points
  • No loan origination fees2
  • Shorter terms with even lower rates!

To apply, Visit the F&A Mortgage Center or call us at 800-222-1226.


On approved credit. First mortgage loan rates may require an upward adjustment or additional fees may be charged based on credit score, loan to value, or loan type. Representative example: Financing of $822,375.00 minus a 20% down payment, 360 monthly payments of $2,954.27 each month with no points at 3.503% APR. Payment does not include amounts for taxes or insurance premiums. The actual payment may be greater. Loans are limited to owner-occupied single-family residences, condominiums, and townhomes in California. 2Required closing fees paid by the borrower may include reconveyance, title, escrow, and appraisal.