Put your home's equity to work this summer.

Whether your warm weather plans include taking a much-needed vacation, purchasing a new air conditioning system, or taking care of a big expense you've been postponing, an F&A Home Equity Line of Credit can be just what you need. Our HELOC leads the industry with no annual fees or loan costs and a variable rate as low as Prime minus 0.50%.

Rates are as low as 3.500% APR*

Even if you have no major expenses planned, our HELOC is an excellent emergency line of credit to use whenever you need it.

To apply for a Home Equity Line of Credit, please visit our Mortgage Center or call us at 800-222-1226. 

 *APR = Annual Percentage Rate. Rate is accurate as of 06/01/2022 and is subject to change. Home Equity Line of Credit programs are based on credit score of the primary borrower or co-borrower, whichever middle score is lower. Owner-occupied California, Arizona and Nevada properties only. Additional CLTV restrictions apply to properties outside of California, 2nd homes and 2-4 unit properties. The annual percentage rate is variable and may vary. The maximum APR for a Home Equity Line of Credit is 15.00%. Hazard insurance and flood insurance (if in a flood zone) is required. Upfront costs are waived or paid by the credit union. 10-year draw period with interest only payments followed by 15-year no-draw amortization. Additional terms and conditions apply. Not all applicants will qualify. All stated APRs and discounts are subject to change without notice. Please consult your tax advisor to determine if Home Equity interest and fees may be deductible. NMLS# 421486