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Dream Big Before Rates Get Bigger!

Dive Into That Home Improvement Project!

Fixed-Rate Home Equity Loan rates as low as 3.750% APR

Loan amounts up to $500,000!

Make a splash with your home improvements! Our Fixed-Rate Home Equity Loan has no application fees and low rates, which makes that new pool, air conditioning system, or whatever you may be planning this summer, more affordable. 

Plus home values are up 12% in Los Angeles County in the last 12 months, so you may have more equity to work with. 

A Home Equity Loan from F&A can be used for practically any expense, and is perfect for:

  • Debt consolidation 
  • College tuition
  • Tax bills
  • Wedding expenses
  • Family vacation

Or refinance an existing first mortgage, second mortgage, or Home Equity Line of Credit.

Apply for your Fixed-Rate Home Equity Loan today. Call 800-222-1226, email reservices@fafcu.org or visit one of our branches.

Rates are effective as of July 1, 2018 and are subject to change without notice. Loan rates are based on the Combined Loan to Value Ratio (CLTV), loan term and credit score of the primary borrower. Owner-occupied CA, AZ and NV properties only. Additional CLTV restrictions apply to properties outside of CA, second homes and 2-4 unit properties. Rates 0.50% higher for second homes. Maximum CLTV is reduced by 5% for loans over $250,000. Upfront costs are waived or paid by the Credit Union.  Refinancing an F&A equity/Fireline™ loan (unless moving to repayment) for a lower rate requires a $50,000 additional advance or a $500 fee.  All rates include a 0.50% reduction for automatic payment. Other terms and conditions apply. Representative Example: (7-year term) Make 83 monthly payments of $338.90 and a final payment of $338.17 at 3.750% APR based on $25,000. 365-day calculation method utilized.

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