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Skip-a-Pay

Take a month off from your loan payment with Skip-a-Pay!

Our Skip-a-Pay program lets you defer a monthly payment on an eligible F&A Loan.* The skipped payment is added to the end of your loan without affecting your credit. Submit your Skip-a-Pay request through Online Banking. It’s easy, here’s how:

  1. Log into Online Banking
  2. Click on Skip-a-Pay from the All Services tab
  3. Select the loan account you want to Skip-a-Pay
  4. Select the account you would like the fee taken from
  5. Agree to the Terms & Conditions
  6. Click Finish and enjoy the mini financial vacation

Take advantage and sign up to skip a payment today!

*Auto, personal, recreational vehicle and motorcycle loans only (no credit card or real estate loans at this time). One month skip per Skip-a-Pay request. Interest will continue to accrue during the period when no payment is made, which will result in higher total finance charges over the life of the loan. The loan payment term will be extended, but all other terms and conditions of the loan will remain unchanged. Consecutive skips are not allowed. Two non-consecutive months off per calendar year, up to six skips per the life of the loan. Loan account must be open at least 180 days and not currently delinquent. A fee will be assessed at the time of the request and will be deducted from the account you select. If the monthly loan payment is $200 or greater, the fee is $25 and if the monthly payment is less than $200, the fee is $15. In some instances the fee may be waived due to regulatory requirements. You must apply before the due date of the month you want to skip. All Skip-a-Pay requests are subject to approval. Additional terms and conditions apply.

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