Rates have just been reduced to as low as 3.490% APR
Break free from high-interest debt with a low rate Home Equity Loan
F&A has a great Fixed-Rate Home Equity Loan to help you consolidate and break free from higher interest debt. This loan has no application fees and offers amounts up to $500,000 with rates as low as 3.490% APR. It’s also the perfect money-saving option for home improvement projects, paying off a first mortgage, or covering any large expense.
For a limited time, just in time for summer, get a Home Gardening Kit* with your funded F&A Fixed-Rate Home Equity Loan!
To apply for a Fixed-Rate Home Equity Loan, log into Online Banking, click All Services and select Loan Application and Status. You can also call us at 800-222-1226 ext. 5993.
Rates are effective as of July 1, 2019, and are subject to change without notice. Loan rates are based on the Combined Loan-to-Value Ratio (CLTV), loan term and credit score of the primary borrower. Owner-occupied CA, AZ and NV properties only. Additional CLTV restrictions apply to properties outside of California, second homes and 2-4 unit properties. Rates 0.50% higher for second homes. Maximum CLTV is reduced by 5% for loans over $250,000. Upfront costs are waived or paid by the Credit Union. All rates include a 0.50% reduction for automatic payment. *Home gardening kit available while supplies last. Other terms and conditions apply. Representative example: 7-year term. Make 83 monthly payments of $335.94 and a final payment of $335.04 at 3.490% APR based on $25,000. 365-day calculation method utilized.