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Purchase a home with as little as 3% Down

And we’ll pay you $100 if you find a better offer!*

If you need help with your down payment our Down Payment Minimizer program can help you purchase a home with as little as 3% down to avoid costly PMI (Private Mortgage Insurance).

And we’re so confident in the value you’ll receive that we’ll pay you $100 if you find a better offer with another mortgage lender.

Call 800-222-1226 ext. 5993, email reservices@fafcu.org or visit one of our branches to learn more and receive an application.

Rates are as of the effective date on the current rate sheet and are subject to change without notice. Loan programs based on credit score of the primary borrower. Owner-occupied, principal single-family homes, condos and townhomes in California only. 1st Trust Deed must be originated by the Credit Union and the rate will be increased by 0.125% in conjunction with this loan. All rates include a 0.50% reduction for automatic payment. Other terms and conditions apply. Representative Example: Make 119 monthly payments of $279.21 and one final payment of $278.40 each at 6.125% APR based on $25,000. *We will pay you $100 if you find a better offer defined as a lower rate on a conventional real estate loan with 3% down and terms comparable to what F&A offers. Requires a written offer of credit in the name of the applying member and must apply at F&A within 30 days of receiving the comparable offer. Determination of eligibility for $100 made by F&A representative. Member will be notified in person. Funds will be deposited into member’s F&A Savings Account within 48 hours of notification.

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