F&A Auto Loans

Rates as low as 2.49% APR1 and no payments for 60 days2

Spring is a perfect time to buy a car – dealer offers are cropping up and we’re offering up to 60 days to make your first payment. Plus our rates are as low as 2.49% APR, which can save you money if you buy a car or refinance an existing non-F&A auto loan.

It’s easy to apply for an F&A Auto Loan. Simply log into Online Banking, go to All Services and select Loan Application and Status - or call us at 800-222-1226. Either way, you’ll get an answer fast3!

Remember – get pre-approved for an F&A Auto Loan before you go car shopping. It will make the car-buying process easier and help you avoid delays once you’ve found that perfect vehicle.

Check out our auto loan rates and be sure to ask us about GAP coverage and Major Mechanical Breakdown protection.

1Rates are effective as of April 1, 2019. All loans are subject to approval. All rates include a 0.50% reduction for automatic transfer/payroll deduction. 2.49% APR is for 36 months based on 80% financing of a new vehicle or up to 80% of high Blue Book financing on a used vehicle and a credit score of 760 or higher. Your rate may be higher based on your loan term or credit score. Financing terms above 80% are available at higher rates. Additional terms and conditions may apply. Rates and terms are subject to change without notice. Representative Example: Financing $25,000.00 with a 20% down payment at 2.75% for 60 months, 59 payments of $447.00 per month and 1 final payment of $415.38. 2Finance charges will continue to accrue at the rate provided in your loan agreement during the payment deferral period. 3Some loan applications may require additional review and take longer to process.