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Chair’s Shareholder Report

chairI am honored to have been selected to represent your interests as Board Chair. I want to sincerely thank Andy Doyle for his leadership as Chairman for the past two years. I look forward to serving the members of F&A Federal Credit Union throughout 2019.

Once again, we had a strong turnout for our Annual Business Meeting and Dinner held March 16, 2019 at Luminarias in Monterey Park. This past year F&A celebrated its 83rd Anniversary. During the meeting we announced the 2019 Board of Directors. Incumbents Ed Dahlen, Mary Gutierrez, and Van Mark Madrigal were reelected for three-year terms.

I also want to welcome Tim Green as our new Chief Executive Officer. I look forward to working with Tim and I believe that he will continue our legacy of providing excellent leadership to the F&A Federal Credit Union staff and members.

F&A is prepared and dedicated to offering products and services that can help our members. Our equity products serve as great examples. For the past 12 months, the median market home price has increased 4%. This will provide opportunities for members to use the equity in their homes to help pay off debt or fund other needs using our Fixed Rate Home Equity Loan or Fireline Prime Home Equity Line of Credit.

We are also focused on member security and look forward to our first-ever Paper Shred Day on April 22, Earth Day. On Paper Shred Day, all F&A Members are invited to bring their paper documents to this free event.

I am privileged to serve as your Chair of the Board and I look forward to representing the membership in 2019.

Theresa Barrera Chair, Board of Directors

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