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Skip-a-Pay

Take a month off from your loan payment1
Our Skip-a-Pay program gives you the option to defer monthly payments on an eligible F&A Loan.1 The skipped payments are added to the end of the loan without affecting your credit.
You can skip two non-consecutive payments during one year and up to six payments during the term of the loan. Submit your Skip-a-Pay request through Online Banking. It’s easy to do. Just log into Online or Mobile Banking and:

  1. Click on Skip-a-Pay from the All Services tab.
  2. Select the loan account you want to Skip-a-Pay.
  3.  Select the account you would like the fees taken from.
  4.  Agree to the Terms & Conditions and click Finish.

Take advantage of Skip-a-Pay today! If you have questions, give us a call.

1Auto, Personal, Recreational Vehicles and Motorcycle Loans only (no credit cards or Real Estate loans at this time). One month skip per Skip-a-Pay request. Consecutive skips are not allowed. Two non-consecutive months off per calendar year, up to six (6) skips per the life of the loan. Loan account must be open at least 180 days and not currently delinquent. A fee will be assessed at the time of the request. If the monthly loan payment is $200 or greater, the fee is $25 and if the payment is less than $200, the fee is $15. You must apply before the due date of the month you want to skip. Additional terms and conditions apply.

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